China Life Insurance Changle Branch Company Launches Policy Greenhouse Insurance

Recently, I saw in Nantou Village, Honghe Town, Changle Life Insurance's staff are using unmanned aerial vehicles to measure the floor area of the greenhouse, to understand the construction cost of the greenhouse, crop planting, etc., and to explain in detail the coverage of the greenhouse insurance and the charging ratio of the policy greenhouse.

Wang Jiangtang, Party branch secretary of Bunantou Village, said: "Our greenhouse has been built for three years and I have always wanted to get into this insurance. Now I feel confident.  Another thing is that the government will give 65% of the reimbursement premium, which will reduce our burden. "

With the coming of flood season, the potential risks are also increasing. In order to enhance the risk resistance of greenhouse growers, China Life Insurance Changle Branch Company timely introduced policy greenhouse insurance.  It is understood that the scope of liability for policy-based vegetable greenhouse insurance refers to damages to vegetable greenhouses and direct losses of crops in greenhouses caused by hail, flood, wind, snow, fire, earthquake, debris flow, landslides and other reasons. The insurer will be responsible for compensation in accordance with the insurance contract.

"The implementation of policy-based greenhouse insurance will significantly improve the disaster resistance of greenhouse growers. Greenhouse insurance is an important support to accelerate the development of local facility agriculture and can play an important' stabilizer' role in increasing production of facility agriculture and farmers' income."  Liu Jianxiu, general manager of Weifang Changle Branch of China Life Insurance Company Limited, said, "The greenhouse insurance has four grades according to the demand. The government bears 65% of the premium and the farmers only 35%, which greatly reduces the pressure on the farmers.  As the main insurer of greenhouse, we have the obligation, responsibility and ability to do a good job of underwriting and claim settlement in the service area. "